A range of grants and programs are available to assist financially with your recovery.
Rural Financial Counselling Service
RFCS can assist in primary producers and small rural businesses experiencing, or at risk of financial hardship to navigate and apply for grants and programs.
Free and independent financial information, options, decision-making support and referral services.
They are available at wswrcs.com.au or 1300 735 578.
Australian Federal Government Relief
Disaster Recovery Payment
The Australian Government Disaster Recovery Payment is a one off, non-means tested lump sum payment.
It offers a payment of $1000 for eligible adults and $400 for eligible children who’ve been adversely affected by a major disaster either in Australia or overseas. This includes residents of the Larralea area impacted by fire.
More information is available on the Services Australia website.
Closes 5 August 2026.
Services Australia Disaster Recovery Allowance
Services Australia has a short-term allowance to help people directly affected by this disaster.
People can be eligible for up to 13 weeks of allowance if they have lost income as a direct result of the Victorian Bushfires in January 2026.
Information about the areas declared for payments and eligibility information is on the Services Australia website.
Other Financial Supports
Primary Producer Grants
For eligible primary producers. Grants up to $75,000 for clean-up and reinstatement
Administered by Rural Finance. Rural Financial Counselling Services can also assist with applications.
Closes 21 October.
Click here for more details.
Rural Finance Concessional Loans
For eligible primary producers. Loans up to $250,000, and up to $100,000 for major income loss.
Administered by Rural Finance. Rural Financial Counselling Services can also assist with applications.
Closes 31 December.
Click here for more details.
Victorian Farmers Federation Disaster Relief Fund
For Eligible primary producers. Immediate payment of up to $1,000
Apply via the VFF here.
Click here for more information.
Salvation Army Emergency Relief Payment
For people impacted by disasters. (All encompassing, including international events)
$1,000 per adult $600 per child for impacted people
Apply via the Salvation Army
Must apply within 6 months from the event.
Emergency Recovery Support Program
Emergency recovery support is available for people directly impacted by the January 2026 fires. If this emergency has impacted you, it can be hard to know what to do next. A range of support is available, based on you or your family’s needs.
Recovery support officers can guide you on your journey. Emergency recovery support can be as simple as advice on what services are available or connecting you with programs that can help you.
Emergency recovery support can help with things like:
- finding local services near you
- insurance and legal questions
- your health and wellbeing
- registering for government services.
If you need extra support, you may get help from a dedicated recovery support worker. They will work with you to find and access services you need. If you were impacted by another emergency unrelated to the January 2026 fires, contact your local council to find supports in your area.
For more information, visit www.vic.gov.au/Recovery-services-wellbeing-and-support
Australian Financial Complaints Authority (AFCA) – Financial disputes
Dispute resolution for the financial services industry. Services include:
- banking deposits and payments
- investments and financial advice
Call 1800 931 678 Monday to Friday 9 am to 5 pm
Banks
Banks and other financial institutions provide support to customers impacted by disasters by offering a range of adjustments to services, hardship support and in some instances, grants.
Ask your bank what support they have available.
Good Shepherd No Interest Loans
Good Shepard have available for low-income earners or people who have experienced family or domestic violence, or health care card or pension card holders. Clients need to show they can repay the loan.
Available loans:
- up to $2000 for essentials like appliances, furniture, car repairs, education fees
- up to $3000 for housing related expenses like bond or rent
- up to $3000 for recovery from natural disaster
https://goodshep.org.au/services/nils/
National Debt Helpline
The National Debt Helpline provides financial counselling and advice on managing debt.
Tools include:
Call 1800 007 007